Top 12 Best Bike Light with Brake Light Urban Commuting Secrets

Riding through city traffic with a cheap or poorly chosen bike light can be frustrating and unsafe. A common issue with low-quality lights is insufficient brightness or lack of a clear brake signal, making it tough for drivers behind to notice slowing down or stopping.

The best bike light with brake light urban commuting solves this problem by providing reliable illumination and a responsive brake indicator, crucial for crowded and fast-paced streets.

Durability and brightness are key factors separating good bike lights from the rest. A solid build using weather-resistant materials helps the light withstand rain and daily wear. Brightness levels of 200 lumens or more ensure visibility during low-light conditions.

The brake light function should be easy to activate and clearly visible from a reasonable distance, typically around 50 meters. A compact, secure fit on the bike prevents wobbling and keeps the light in the right position while riding through bumps and turns.

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Image	Product	Price
Our Top Picks 1	MagicShine URBO Combo	Check Price
Our Top Picks 2	USB Rechargeable Bike Set	Check Price
Our Top Picks 3	Super Bright USB-C Bike Lights	Check Price

Our Selected Top 12 Bike Light with Brake Light Urban Commuting Worth Considering

These 12 bike lights with brake lights are designed for urban commuters seeking enhanced safety and visibility. Each review details performance features, suitability for different riders, and highlights both strengths and potential drawbacks to help you make an informed choice.

1. MagicShine URBO COMBO Bike Lights

Urban cyclists need reliable lighting that keeps them safe during night rides and sudden stops. Perfect for city commuting, this bike light set offers front illumination and rear brake sensing in one compact package, so visibility from all angles is handled without extra fuss.

Setting up the lights involves simply mounting the front on the handlebar and the rear where it’s visible behind. The tail light detects vibration to turn on and off automatically as you start or stop moving, and the brake sensor brightens the rear instantly when slowing down, helping catch the attention of drivers approaching from behind.

The front light delivers a focused 300 lumens beam that lights the road clearly without blinding oncoming traffic. Both lights are lightweight, the front at 48g and the rear 29g, adding minimal weight to the bike. Reviews mostly highlight how well the brake light activates but some mention that the overall brightness could be stronger in certain situations.

The brake sensing feature offers immediate, noticeable brightness when slowing, which greatly improves stop-time visibility. Most users find the light setup is simple and reliable, though some mention the rear light’s brightness isn’t very strong for highly lit urban environments.

Those who ride mainly in city areas with frequent stops will appreciate the hands-free brake light feature. Riders wanting multiple brightness levels or much stronger rear illumination might want to explore other options better suited to varying visibility needs.

Pros

• Auto on/off rear light activated by vibration
• Brake light sensor triggers a full-brightness burst
• Lightweight front and rear combo (77g total)
• Cut-off beam avoids blinding oncoming traffic

Cons

• Single brightness setting limits adaptability
• Rear light brightness (50 lumens) may feel low

2. Rechargeable Bike Light Front and Back Set

400 lumens of brightness makes this bike light set a solid choice for urban commuters who want to see clearly and stay visible. It includes both a headlight and a taillight, built to handle night rides with multiple lighting modes tailored to different needs.

Mounting the lights on the handlebar is straightforward, and the rechargeable battery keeps you going without fiddling with replacements. Five light settings provide flexibility, from a high-powered 400-lumen beam to slower flashing modes that catch attention from behind. Being waterproof means it won’t quit on you during rainy commutes, which is a plus for everyday reliability.

Light output feels consistent and powerful enough for city streets and darker bike paths. The build is solid without feeling bulky, and switching between modes is convenient.

The most praised feature is how bright and visible it makes you, while a common complaint is that the battery life could be longer on the highest setting.

The brightness and visibility are what stand out most, making night rides safer and more confident. Users often note the battery runs out faster when using the strongest light setting, which can be inconvenient on longer commutes. Handling this means balancing brightness and usage time effectively.

Urban riders looking for a reliable set that covers front and rear visibility in most conditions will find it a good fit. Those with longer rides or needing extended battery life might want to explore alternatives better suited to longer durations on the highest setting.

Pros

• Bright 400 lumen front light
• Five light modes including flashing
• Waterproof for wet weather riding
• Easy handlebar mounting

Cons

• Battery life short on highest brightness
• Tail light brightness less detailed

3. Super Bright USB-C Rechargeable Bike Headlight and Taillight

Bikers commuting in busy urban areas will find this light useful, particularly for those wanting both front and rear visibility in one set. The standout feature is its brightness paired with a broad beam angle, offering clear sightlines and making the rider easily noticeable from multiple directions.

Attaching the headlight and taillight to handlebars and seatposts is straightforward, using the included mounts. The USB-C charging works with any common USB source, which makes topping up power convenient.

The single setting simplifies daily use with no fuss about modes, and the long battery life means fewer charging interruptions during the week.

With a light output of 2400 lumens and 180° ultra-wide illumination, the lighting covers a large area ahead and behind, creating a confident riding experience at night. The waterproof design supports reliable use in all weather.

Notes from others focus on brightness and longevity positively, though some mention the single setting might not suit every preference.

Brightness and broad coverage stand out as strong points, offering clear visibility in urban environments. Most note the single brightness setting as limiting when needing different light levels or flashing modes.

Ideal for riders needing dependable, powerful illumination without extras. Those wanting customizable light modes might look at other options with more settings.

Pros

• Bright 2400 lumens with wide 180° beam
• USB-C rechargeable via multiple devices
• Long 8-hour battery runtime at high brightness
• Waterproof for reliable outdoor use

Cons

• Only one lighting setting available
• Slightly bulkier design due to battery size

4. Magicshine Hori 700 Bike Light with Rear Taillight

Magicshine Hori 700 pairs a bright 700-lumen front light with a rear brake taillight, tailored for urban commuters needing better visibility in traffic. Its biggest draw is the smart brake sensing rear light, which adds an important safety layer during city rides at night or in low light.

Setting it up requires your own Garmin-compatible handlebar mount since none is included. Once mounted, the clean cockpit setup keeps your bike front simple and tidy.

Battery power makes it easy to use without wires. The steady 700 lumens and wide flood beam reach out 95 meters, covering tough urban lighting conditions for daily riding.

Delivers strong illumination front and back with waterproof durability for rainy streets. The four LED setup is solid and bright, making you visible to cars and pedestrians alike. Frequent feedback praises the brake sensing rear light for adding real safety.

Complaints mostly note the absence of a handlebar mount in the box, which some find inconvenient.

The brake sensing rear light stands out as a strong safety feature during night rides, while many users find it inconvenient that the handlebar mount is not provided with the light itself. It requires an additional purchase for full setup.

Cyclists who already have compatible mounts and want a simple, effective front and rear lighting system will appreciate this set. Riders needing a complete package including mounts or more adjustable settings might want to look elsewhere.

Pros

• Bright 700-lumen front illumination
• Smart brake-sensing rear taillight
• Waterproof for all weather use
• Wide flood beam with 95-meter range

Cons

• Handlebar mount not included
• Only one light setting available

5. Magicshine URBO TL Brake Bike Tail Light

Magicshine URBO TL Brake Bike Tail Light is great for city riders wanting their stops to be seen clearly. Its best feature is the smart brake sensor that brightens instantly when slowing down, making urban commuting safer by signaling your braking like a car light. Lightweight and responsive, it suits daily riders who prioritize clear visibility.

Mounting the light to the seatpost is straightforward, and it automatically powers on when you start moving, saving battery when paused. At just 29g, you hardly notice it attached, and the carbon-style finish adds a subtle touch of style.

There’s no need to fiddle with settings; one mode keeps things simple for everyday use.

With a max output of 50 lumens, the light delivers solid visibility in both daylight and dusk conditions. The built-in brake sensor works well every time without lag.

Water resistance means it handles occasional rain with no issues. Some find the single setting limits customization, but most appreciate its consistent, reliable signaling.

Brake sensor activation is quick and noticeable, providing clear stop signals to traffic behind. The main complaint involves the single brightness mode, which some find limits adaptability to different light conditions.

People wanting simple, reliable brake signaling during city rides will appreciate this light. Those needing adjustable brightness or extra modes might prefer other options.

Pros

• Smart brake sensor increases brightness instantly
• Extremely lightweight at 29g
• Auto on/off saves battery power
• Water resistant for all-weather commuting

Cons

• Only one light setting available
• May lack visibility in very bright sunlight

6. ROCKBROS Smart Bike Rear Tail Light with Brake Sensor

Riding through the city at night feels safer when your rear light not only shines bright but also signals when you’re slowing down. Perfect for urban commuters who want clear visibility and added safety.

Its standout feature is the brake sensor that triggers a bright flash to alert traffic behind you instantly.

Attaching the light under the seat is quick, thanks to sturdy metal and rubber band mounts that fit most bike types. Switching between four light modes suits different riding conditions, from steady light in low traffic to quick flashes in busier streets.

Battery power ensures you don’t worry about cables, while the waterproof design handles rainy rides without trouble.

Lights stay bright with a high-intensity LED that catches attention well. The brake sensor works reliably, activating a sharp flash for 5 seconds when slowing down, which really helps in stop-and-go traffic.

Built to withstand weather and daily knocks, the light feels solid. Some users wish it offered more light settings, but its durability and safety features get most praise.

The smart brake sensor flashing for 5 seconds is praised for adding a clear safety signal that drivers notice easily. A common concern is the limited light mode options, which some find restrictive for customizing visibility.

Urban cyclists focused on safety and simple setup will appreciate this light’s features. Riders needing extensive light mode variety or longer brake flash durations might want to explore other options better suited to their preferences.

Pros

• Bright high-lumen COB LED for strong visibility
• Brake sensor flashes for 5 seconds on slowing
• Multiple light modes for different situations
• Waterproof build holds up in wet weather

Cons

• Limited to one light setting category
• Brake flash timing can feel too short for some

7. DARKBEAM USB-C Rechargeable Bike Tail Light

Compact and powerful, this bike tail light suits urban commuters needing reliable visibility with a brake light. Its standout feature is the built-in LED display showing battery life in real time, helping avoid unexpected shutdowns on busy city streets.

Setup is straightforward with the handlebar mount allowing quick attachment. The USB-C rechargeable battery gives between 14 and 38 hours of use, making daily charging easy and convenient.

Six different settings provide options for brightness or flashing modes depending on your ride needs. It’s small enough to slip into a pocket when not in use.

The light’s maximum output of 500 lumens ensures good visibility in traffic, especially at night. The waterproof IP55 rating means it holds up well riding through rain. Reviews praise the clear battery display as a helpful feature but sometimes mention the compact size can make the mount a bit fiddly.

It performs solidly for city cycling safety.

The clear, real-time battery display is very useful, reducing the chance of the light dying unexpectedly during a ride. Some find the tiny form factor challenging when mounting or adjusting the light. The waterproof rating adds confidence in various weather conditions.

Those commuting daily in urban areas who want a bright, compact, and battery-conscious tail light will appreciate this choice. Riders needing a specifically indicated brake light function might want to look for alternatives offering that feature explicitly.

Pros

• LED display shows battery life clearly
• Compact and lightweight design
• Long battery life up to 38 hours
• Waterproof for all weather use

Cons

• Small size can make mounting tricky
• No explicit brake light functionality detailed

8. 2026 Wide Angle USB Rechargeable Front and Rear Bike Lights

Solidly built with water-resistant materials, this set suits urban riders needing visibility from all angles. Its standout feature is the super-bright 1200 lumen output combined with wide-angle lenses, making it great for seeing and being seen in city traffic.

Setup is straightforward with handlebar mounts for front and rear lights. The front light offers high, low, and strobe modes, adapting easily to different lighting conditions. The rear light’s five modes help signal braking or alert traffic with options like flowing flash or breathing flash.

USB rechargeable batteries make daily charging simple without hassle.

The wide 270° beam provides excellent illumination around corners and at intersections, greatly improving safety. The build feels solid and reliable in wet weather.

Most praise focuses on the broad visibility and bright light output. Common complaints mention that battery life can be shorter in the highest settings and that the rear light’s flashing modes may be too bright for some urban environments.

The strong point lies in its wide-angle visibility and powerful light output that alert others in all directions. A frequent downside is the relatively quick battery drain when using the brightest setting, requiring more frequent charging during heavy use.

Riders who prioritize visibility in busy urban areas will find it very effective. Those seeking extremely long battery life or more subtle rear lighting options might consider other models better suited for long rides or less busy environments.

Pros

• Super-bright 1200 lumen front light
• The wide 270° beam angle improves safety
• Multiple rear light modes for effective signaling
• USB rechargeable with water-resistant build

Cons

• Battery drains faster on highest brightness
• Rear flashing modes can be too intense nearby

9. DARKBEAM Smart USB-C Rechargeable Bike Tail Light

Super bright lighting stands out first with this lightweight bike tail light designed for urban commuters who want visibility and safety. Its compact size and rechargeable battery make it a practical choice for night rides in busy city streets.

Setup is straightforward, thanks to its handlebar mount that fits securely without fuss. Recharging with USB-C is quick and convenient, and you can easily carry it in a pocket when off the bike. The five lighting settings let you adjust brightness depending on conditions, helping manage battery life on daily commutes.

Performance shines with a combination of one large and sixteen small LEDs, providing excellent rear visibility. The build quality is solid, with IP64 waterproofing that holds up well in rain and fog.

Most praise focuses on brightness and reliability, while some mention the size might require careful mounting to avoid wobble.

Brightness and consistent performance in wet conditions get the most compliments. Some find mounting requires a bit of care to keep the light steady on bumpy rides. Battery life holds up well but depends on which light mode is used most.

Ideal for riders prioritizing visibility and compact gear for city rides. Those needing a longer-lasting battery or different mounting options might consider other models better suited for rougher terrain or longer trips.

Pros

• Super bright with 17 LEDs total
• Compact and lightweight design
• USB-C rechargeable battery
• Waterproof with IP64 rating

Cons

• May need adjustment to avoid mounting wobble
• Battery life varies with brightness setting

10. Magicshine 1200LM Bike Headlight and SEEMEE 150 Taillight

Bright and reliable, the Magicshine 1200LM Bike Headlight and SEEMEE 150 Taillight suit anyone needing clear visibility and added safety for urban night rides. Its standout feature is the powerful 1200-lumen headlight with anti-glare optics that protect others on the road while giving you a wide, comfortable beam.

Setting up is straightforward with a handlebar mount, and the battery-powered system means you can recharge or swap batteries easily. Three brightness levels let you adjust the light depending on conditions, while the taillight keeps you visible from behind. Its waterproof design handles rainy commutes without fuss.

The headlight delivers bright and consistent lighting with a neutral color that avoids harsh glare. It’s solidly built for everyday use, though some mention it has only one mounting option, which might not fit all handlebars perfectly. Visible brake light performance adds a layer of safety in traffic.

Bright output and anti-glare design define its strong points, making night riding safer. The main complaint revolves around limited mounting options and fewer taillight settings which may not fit every bike or user preference perfectly.

This light works well for urban commuters who want bright, consistent lighting with good safety features. Those who need more flexible mounting solutions or taillight customization might want to consider alternatives.

Pros

• Anti-glare lens protects oncoming traffic
• Multiple brightness levels for different conditions
• Waterproof for wet weather riding
• Includes front and rear lights with brake function

Cons

• Single mounting type may limit compatibility
• Only one setting for taillight brightness

11. USB-C Rechargeable Bike Headlight and Tail Light Set

Riding through busy city streets after dark calls for reliable lighting that keeps you visible and safe. Perfect for urban commuters, this USB-C rechargeable bike light and tail light set offers bright illumination and a safety-focused brake light to help you ride confidently through traffic.

Setting it up takes just moments with the handlebar mount, and five different lighting modes let you adjust brightness as needed. The rechargeable USB-C battery means no hunting for replacements, and its 2000 mAh capacity supports long rides without frequent stops to recharge. Waterproof construction lets you ride through rain without concern.

Delivers a strong 100 LUX beam from OSRAM LEDs that cuts through dark streets effectively. The brake light at the rear adds an important safety signal that increases visibility to drivers behind you.

While many praise its brightness and runtime, some mention the maximum light output listed as 10 lumens seems low compared to the advertised lux, which can cause confusion.

Many praise the powerful OSRAM LEDs that truly light up dark streets and the long battery life that supports extended night rides. A common issue arises from the discrepancy between the brightness measured in LUX and the specified maximum lumens output, which can puzzle buyers about actual light performance.

Anyone needing dependable lighting with a safety-conscious brake signal for urban cycling will find this set fitting well. Those who prioritize exact lumen values or require highly adjustable brake light positioning might look for alternatives better matching those specific needs.

Pros

• Bright 100 LUX OSRAM LED beam
• Long 9-hour battery life
• Integrated brake light increases safety
• Waterproof for use in all weather

Cons

• Light output max listed as 10 lumens, causing confusion
• Brake light visibility depends on mounting angle

12. Lumos Firefly Smart Front and Rear Bike Light System

Synchronized flashing lights create a bigger visibility footprint, making this bike light system ideal for urban commuters focused on safety. Its brake light and turn signal features stand out as the best tools for making your presence clear to motorists around you.

Setup involves mounting the lights on your handlebars, with flexible placement options since each Firefly can be front, rear, or a turn signal. Using the Lumos app or a remote lets you easily switch modes and activate signals or brake lights.

Waterproof design means daily rides in varied weather are manageable without extra care.

The lighting system shines when it comes to safety, with clear brake lights that alert drivers when you slow down and synced flashing enhancing your visibility. The build is solid for everyday use, but some users note that the remote for activating signals is sold separately, which can be inconvenient. The battery life holds up well, but frequent control adjustments are needed to suit different traffic situations.

Many users appreciate how the synchronized flashing and brake light features improve safety significantly, making it easier to stay noticed in traffic. However, the need to buy the remote separately for full signal control is a common concern that can affect convenience.

Urban riders who prioritize visibility and clear communication to drivers will find this system fitting well within their daily routines. Those who prefer all-in-one controls without additional purchases might want to consider other options.

Pros

• Synchronized flashing increases visibility effectively
• Integrated brake lights warn drivers clearly
• Flexible setup with front, rear, or turn signals
• Waterproof for reliable outdoor use

Cons

• Lumos Remote sold separately for turn signals
• Requires battery maintenance for consistent use

Best Bike Lights with Brake Lights for Urban Commuting Comparison

How to Choose the Best Bike Light with Brake Light

Choosing the right bike light with a brake light involves considering brightness, battery life, and visibility from different angles to ensure safety during urban rides. Prioritizing durability and easy installation also helps avoid frequent replacements and reduces hassle, saving both time and money in the long run.

Brightness and Visibility

Riding through city streets at night shows how critical brightness really is for staying visible. A front light with around 300 lumens usually lights up the road adequately without flooding nearby pedestrians with glare.

The beam should be shaped to spread evenly across the street and sidewalk edges, avoiding sharp hotspots. A wide but focused beam helps spot road hazards sooner while keeping other road users comfortable.

Rear lights need enough brightness to catch the attention of drivers without being too harsh. Brake lights with quick response times, activating the instant you slow down, offer an extra layer of safety. The brake light brightness should stand out clearly against the tail light’s baseline glow so drivers can react in time.

Brake Light Functionality

A good brake light system senses slowing down confidently either by detecting a drop in speed or the pressure you apply on the brakes. This responsiveness matters because delay or inconsistency can confuse drivers behind you.

The brake light will be brighter and blink or hold steady at a higher intensity than the normal tail light mode.

The light should remain clearly visible for the entire deceleration phase. Dimming too fast or shutting off early might cause others to underestimate your braking.

Consistent, distinct activation creates trust on busy roads, helping prevent rear-end collisions.

Battery Life and Charging

Daily commutes often add up to several miles, so having a runtime that lasts at least a couple of hours on the higher brightness modes means fewer mid-ride charges. Many lights now come with USB charging, which works well for plugging into common power banks or laptops.

Some offer faster charging options, reducing downtime substantially. A battery level indicator that uses clear colors or bars is helpful so you’re not caught out when the light dies unexpectedly on your route.

Mounting and Fitment

A secure mount keeps the light steady through bumps and vibrations common in city riding. Adjustable straps or clamps that fit a range of seat post diameters ensure compatibility without wobbling or slipping.

Tool-free mounts are practical for quick removal and reattachment for charging or theft protection.

Compact, lightweight designs don’t disrupt your riding posture or clash with other accessories like panniers or racks. This makes the light easier to manage daily without fuss.

Durability and Weather Resistance

Daily urban rides expose lights to knocks from curbs, minor crashes, and rough handling. Durable materials like strong plastics or aluminum cases make a big difference in long-term performance.

Water resistance rated at least IPX4 is good enough to handle rain and splashes typically encountered in cities.

Dust resistance keeps the internal components clean, which matters for consistent function over time. Protective casings that seal electronics prevent damage from grime and moisture, reducing maintenance needs and downtime.

Maximizing Visibility: How to Properly Position Your Bike Light with Brake Light

Positioning a bike light with a brake function correctly is essential for safety in busy urban areas. The rear light should be mounted at eye level or slightly higher on the seat post or rear rack to ensure that drivers and pedestrians notice the brake signal clearly.

Attaching the light too low, such as on the rear wheel, can reduce its visibility behind parked cars or curbs. Angle the light so it points straight backward rather than down, avoiding uneven surfaces blocking the beam. Using a secure bracket helps keep the light stable over bumps, maintaining consistent visibility.

It’s important to check the light’s brightness and the brake signal’s responsiveness before every ride. Combining the brake light with reflective tape or a rear reflector improves visibility during nighttime or bad weather, providing extra warning to vehicles approaching from behind.

Maintenance Tips to Ensure Long-Lasting Performance of Your Urban Bike Light

Keeping a bike light with a brake function reliable requires routine upkeep. Start by regularly cleaning the lens and housing with a damp cloth to remove dirt and grime that can dim the light output. Avoid using harsh chemicals that might degrade materials or seals.

Inspect the mounting bracket for tightness and wear to prevent the light from shifting position during rides. Check the battery or charge level frequently, especially before longer commutes.

Rechargeable lights benefit from a complete charge cycle every few rides to maintain battery health. Storing the light indoors, away from extreme temperatures and moisture, helps extend its lifespan. Test the responsiveness of the brake feature’s sensors or buttons regularly to catch any faults early.

Addressing small issues promptly can prevent safety risks and annoyance while riding.

Comparing Brake Light Technologies: LED vs. OLED for Urban Commuting Safety

LED and OLED technologies offer different benefits and drawbacks for bike lights with brake functions in urban settings. LED lights are common and known for their brightness and energy efficiency. They tend to be more durable thanks to solid-state construction, handling vibrations and shocks well.

LEDs often provide a sharp, highly visible brake signal that works effectively under various weather conditions. OLEDs produce a more uniform, softer light and can deliver flexible, thin designs, which might integrate better into certain bike frames or accessories.

However, OLEDs typically consume more power and have shorter lifespans than LEDs, making frequent charging or replacements necessary. When safety and longevity are priorities, LED brake lights generally meet those needs better, but OLEDs might appeal to riders prioritizing style and design integration.

People Also Asked

How Do I Install a Bike Light with Brake Light Safely?

Attach the bike light securely to the seat post or rear frame using the provided bracket or strap, making sure it won’t slide or twist while riding. Position the sensor where it can detect braking, often near the brake lever or wheel, and test the light before riding to ensure it activates correctly.

What Is the Battery Life of Typical Urban Commuter Bike Lights?

Many urban commuter bike lights run for about 3 to 6 hours on a full charge or fresh batteries, depending on brightness settings and brake light use. Carrying a small charger or extra batteries can help, especially if your commute is long or you use the brake light feature frequently.

Are Brake Light Bike Lights Compatible with All Bike Types?

Most brake light bike lights fit common bike frame sizes and types, but really small or unusual frames might pose mounting challenges. Check the mounting system’s fit and flexibility, and consider adjustable straps or adapters to secure the light firmly on different bike designs.

How Do I Clean and Maintain a Bike Light with Brake Feature?

Wipe the light and brake sensor clean with a damp cloth regularly to remove dirt and grime that can affect performance. Avoid submerging the unit in water, and check connections and battery contacts for corrosion to keep the brake light working reliably.

What Common Issues Occur with Bike Lights That Have Brake Sensors?

Problems often include sensor misalignment causing the brake light to activate improperly or not at all, and battery drainage from frequent sensor triggers. Watching how the sensor responds during test stops and adjusting its position can reduce false activations and improve battery efficiency.

Conclusion

Choosing a bike light with a brake light for urban commuting depends mainly on visibility, ease of installation, and battery life. It should be bright enough to be seen clearly during both day and night.

A light that attaches securely to your bike and stays in place is important. Long battery life or convenient charging helps avoid frequent interruptions during your ride.

Consider how often you commute and where you usually ride to decide the right balance of features and price. Smaller batteries might be fine for short trips, but longer rides need something more reliable.

Take another look at the comparison table and the options listed above to find one that fits your daily needs and budget.